UPST • NASDAQ
Upstart Holdings Inc
$40.95
After Hours:
$41.05
(0.24%)+0.100
Closed: Jun 24, 7:56:55 PM GMT-4 · USD · NASDAQ · Disclaimer
StockUS listed securityUS headquartered
Previous close
$38.74
Day range
$38.80 - $41.30
Year range
$25.43 - $401.49
Market cap
3.47B USD
Avg Volume
10.69M
P/E ratio
24.83
Dividend yield
-
Primary exchange
NASDAQ
Financials
Income Statement
Financial performance
Revenue
Net income
(USD)Mar 2022Y/Y change
Revenue
311.10M154.21%
Operating expense
226.90M156.72%
Net income
32.69M223.62%
Earnings per share
0.61177.27%
EBITDA
38.57M121.43%
Effective tax rate
0.06%
Financial performance
Total assets
Total liabilities
(USD)Mar 2022Y/Y change
Cash and short-term investments
757.83M194.86%
Total assets
1.99B306.80%
Total liabilities
1.11B561.37%
Total equity
876.50M
Shares outstanding
84.77M
Price to book
3.74
Return on assets
4.70%
Return on capital
5.34%
Financial performance
Net change in cash
(USD)Mar 2022Y/Y change
Net income
32.69M223.62%
Cash from operations
-266.80M-719.13%
Cash from investing
5.18M473.95%
Cash from financing
83.07M531.29%
Net change in cash
-178.55M-821.90%
Free cash flow
-361.81M-1,668.82%
About
Upstart is an AI lending platform that partners with banks and credit unions to provide consumer loans using non-traditional variables, such as education and employment, to predict creditworthiness. The founding team includes Dave Girouard, former President of Enterprise Google, Paul Gu, a Thiel Fellow, and Anna Counselman, former Manager of Global Enterprise Customer Programs and Gmail Consumer Operations at Google. Upstart first launched in April 2012 with an Income Share Agreement product, which enabled individuals to raise money by contracting to share a percent of their future income. In May 2014, Upstart pivoted away from this product and toward the personal loan marketplace. With this pivot, Upstart began offering a traditional 3-year loan, and has since expanded to offer a 5-year loan product as well. Upstart developed an income and default prediction model to determine creditworthiness of a potential borrower. Wikipedia
Founded
Apr 2012
Employees
1,497
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